Services for retired clients

You may already have retired or maybe you are thinking of doing so.

We offer independent financial advice for retired and retiring clients and can help you organise your affairs and work towards a comfortable, stress free retirement.

You will most likely have accumulated numerous investments, shares, savings accounts and pension funds. Your needs are likely to be changing as you finish your working life and prepare for what will hopefully be a long and happy retirement.

Retirement is an ideal opportunity to review your circumstances and put your affairs in order. As independent financial advisers (IFAs) we are able to provide you with help and advice on a wide range of financial matters.

Your will may need reviewing and you may be considering how best to provide a tax-efficient income from your savings and investments. Nursing home fees and reducing the inheritance tax liability on your estate may also be a consideration. You may also be looking to significantly reduce paperwork and administration of your assets and to simplify your finances and maybe not just for yourself, as one day your children may be responsible for running your affairs either informally or with power of attorney.

As independent financial advisers we are able to provide help and advice on most areas of your retirement planning. Please contact us by telephone 01993 886333 or email an enquiry to us by clicking here and we will be pleased to arrange a free initial interview without obligation to proceed to discuss your requirements and concerns and inform you of how we can help. We offer the option of meeting you at your home if you prefer.

For further information about how we work and the advice process please see How we work.

For further information about the following topics and how they may affect you in retirement please click on the links below.

• Taking pension benefits
• Providing an income in retirement
• Wills and power of attorney
• Inheritance tax and trusts
• Taxation in retirement
• Managing your savings & investments
• Wrap Account
• Discretionary Portfolio Management

Amber Wealth Creation Ltd is authorised and regulated by the Financial Services Authority. FSA Registration No: 401162.
Please note that the Financial Services Authority does not regulate taxation and trust advice, wills, bank deposits, national savings and some forms of buy to let mortgages and commercial mortgages.
Your home may be repossessed if you do not keep up repayments on your mortgage.