How we work

Our processes for providing you with independent financial advice are clear and straightforward. Existing clients can contact us at any time to discuss their requirements without cost or any obligation to proceed.

For new clients we offer an initial consultation free of charge to establish, in broad terms, your circumstances and requirements, how we can help you and any likely costs involved in doing so. Should you decide to use our independent financial advice services the process for assisting you is typically as follows:-

1. Information & objectives We will require you to provide us with information about your circumstances and financial objectives. This will normally be achieved by completing a confidential financial planning questionnaire.
2. Consultation At this stage we will review the information that you have provided and discuss and agree with you how best to achieve your financial objectives. We will agree with you how we will be paid before any chargeable work is undertaken and where possible quote you a set price for the work involved.
3. Research & recommendation We will summarise our recommendation in a written report which is open to further discussion. Provided that you are in agreement with the recommendations you can proceed to the implementation stage. The advice will be independent of any product provider or investment manager. During the research process you may benefit from input from other members of our team with specialist skills in order to provide you with the best solutions.
4. Implementation
   We will help you implement your requirements. This may involve arranging financial products such as life assurance, investments, ISAs, mortgages, or pensions. However it may also involve implementing other solutions such as tax and business planning and advice with your business strategy. Some solutions may also require assistance from your accountant or legal advisers.
5. Ongoing help and support. We will agree with you the level of ongoing service that you require.
   Either We will provide you with ongoing help and advice. This will typically involve a regular review to ensure that you remain on track to achieve your financial objectives. Our experienced staff will also be on hand to help you with any general queries that you may have.
   Or You may decide to conduct a one-off transaction with us with no ongoing help or advice.
   Summary We aim to provide you with a professional, cost effective and transparent service leading to a long-term relationship.
6. We would like to hear from you so please telephone us on 01993 886333 or email us to discuss your requirements. Please continue through our website or contact us to discover more.